Yanayin wayar hannu #45. Talla da kari

Sannu, masu karatu. A yau, rabin labarin za a keɓe don haɓakawa da kari, Ina fatan ba ku kula da wannan yanayin ba. Kuma ko da yake muna da wani sashe na daban game da talla daga kamfanoni, zan yi magana game da wasu tayin musamman a cikin tsarin Muhalli na Wayar hannu. To, bari mu fara.

Tinkoff da haɗin gwiwar AliExpress

Na tuna cewa watanni shida da suka gabata, lokacin da Tinkoff Bank ya sanar da katin haɗin gwiwa tare da eBay, da yawa sun yi korafin cewa zai fi kyau a zaɓi AliExpress don haɗin gwiwa. Maganar gaskiya ni dai ra'ayi daya ne. Don haka, kawai a makon da ya gabata, irin wannan shawara ta bayyana, bari mu yi magana game da shi dalla-dalla. Bari mu fara da sharuɗɗan:

  • Nau'in Katin: Kiredit, MasterCard Duniya
  • Don siyan ciniki: 23.9-39.9% kowace shekara
  • Don ayyukan cire kuɗi: 29.9-39.9% kowace shekara
  • Mafi ƙarancin biyan kuɗi: 6% na bashin, mafi ƙarancin 600 rubles
  • Ƙara haɓaka: 5% don sayayya akan AliExpress, 1% don sauran siyayya
  • Farashin kulawa na shekara: 990 rubles
  • Bankin SMS: 59 rubles a wata
  • Lokacin alheri: har zuwa kwanaki 55

Bisa ka'ida, a ƙarƙashin yawancin sharuɗɗa, muna da katin kiredit na yau da kullun, ban da kari na 5% don sayayya akan AliExpress. Af, game da kari: adadin mafi ƙarancin kashewa akan su yana farawa daga maki 500. Ga duk abin da ya kasance mai rahusa, za a rubuta kari guda 500 daga gare ku. Tsarin biyan diyya abu ne mai sauƙi: ka tara kari 1,000, ka sake siyan rubles 1,000, kuma ka biya wa kanka wannan siyan a bankin Intanet.

Mu ci gaba zuwa bangaren da na fi so - lissafin kashe kashen kati domin ya fara kawo fa'ida. Muna ɗaukar adadin sabis na shekara-shekara (990 rubles) da kuma SMS-bankin (708 rubles) na shekara, ɗaukar shi azaman 5%, kuma mun sami hakan don dawo da GO da sanar da SMS, kuna buƙatar yin sayayya. AliExpress a cikin adadin 33,960 rubles. Idan muka cire bankin SMS na zaɓi, muna samun 19,800 rubles. Bari in tunatar da ku cewa wannan shine adadin kuɗin da katin zai biya.

Saboda haka, Tinkoff AliExpress zai zama abin sha'awa ga mutanen da suke kashe 5,000-10,000 rubles a wata akan Ali.

<> Af, sun ce za a yi katin zaɓe. A cewar jita-jita, za ta kasance da sharuɗɗan kamar haka:

  • Nau'in katin: Zare kudi, MasterCard Duniya/VISA
  • Ƙarin kari: 2% don sayayya akan AliExpress, 1% don sauran siyayya, 12% kari na shekara akan ma'auni na katin.
  • Farashin sabis na shekara: 99 rubles kowane wata, kyauta idan akwai rubles 30,000 akan asusun katin a cikin wata
  • Bankin SMS: 39 rubles a wata
  • Cire tsabar kudi: kyauta a kowane ATM daga 3,000 rubles

Ni da kaina, ba na kashe wa Ali ba fiye da rubles dubu a wata, wani lokacin ma ma kaɗan, a gare ni wannan kati ba shi da riba sosai, na ƙirƙira da cira.

MTS Bank da sabon katin ajiya

Tun da muna magana ne game da katunan, bari mu gaya muku game da wani tayin mai ban sha'awa, wannan lokacin daga Bankin MTS. Maganar gaskiya ita ce, kwanan nan a cikin salon gyara gashi na MTS sun daina ba da katin kuɗi na MTS, maimakon su ba da Deposit Money na MTS. Babban fasalin wannan katin shine tara 13% a kowace shekara akan ma'auni na 10,000 rubles da wani 1% a kowace shekara akan asusun wayar hannu. Idan akai la'akari da cewa mafi yawan bankunan sun rage adadin zuwa 12%, tayin ya zama mai kyau sosai, duk da haka, don karɓar akalla 100 rubles akan wayar, kuna buƙatar ajiye akalla 120,000 rubles akan katin (ko na musamman). asusun ajiyar kuɗi) (a wannan yanayin, akan asusun waya kowane wata zai zo akan 100 rubles).

Kula da katin na shekara shine 300 rubles a kowace shekara. Kamar yadda na fada a sama, a ganina, tayin yayi kama da gasa sosai.

Biyan kuɗi don MGTS MTS tare da kari Jiya kawai na karɓi tsantsa don ƙarin lambar da MTS ta bayar, kuma na yanke shawarar ganin abin da zaku iya siyan maki a can. Halin yana da bakin ciki, fiye ko žasa da samfurin - takardun shaida tare da rangwame na 1,000 rubles a Sportmaster, duk da haka, don siyan su, kuna buƙatar maki 20,000, wanda yake da yawa sosai.

Don haka, yayin da nake tafiya ta cikin kundin lada, na ci karo da wani nau'i na daban "MGTS". Gaskiya na danna can don son sani. Kuma menene na gani: zaku iya biyan sabis na MGTS tare da maki a ƙimar 1: 2 (ruble ɗaya zuwa asusun MGTS na MTS Bonuses biyu). Wannan tayin mai kyau ne. Alal misali, na kashe 400 rubles a wata don lamba, Ina samun maki 200 kowane wata, wanda yayi daidai da rangwame na 100 rubles don biyan wayar tarho. Har tsawon shekara guda, zaku iya sake cika asusun MGTS ta wannan hanyar akan adadin da bai wuce 4,000 rubles ba.

A ganina, wannan tayin babbar dama ce ta fitar da mafi yawa MTS Bonuses marasa amfani, har ma a farashi mai ban sha'awa. Af, kafin irin wannan canja wurin maki, kuna buƙatar haɗi zuwa shirin bonus na MGTS. Tare da taimakonsa, maki kuma za su zo don biyan kuɗin wayar hannu (misali: na rubles 500 za a ba ku da 100 MTS Bonuses).

Haɓaka AdSense a cikin Gmel

A kwanakin baya ina tattaunawa da wani abokina game da Google, bayanin cewa kamfani yana samun babban kuɗin shiga daga tallace-tallace, kuma an ci gaba da tattaunawa akan wannan batu. Mun tattauna hanyoyin samun kuɗin Gmel da Google zai iya gabatarwa. A zahiri, yanzu kun riga kun ga matakan "talla" na farko a cikin sigar yanar gizon Gmel, amma idan kun kalli kwarewar twitter , zamu iya ɗauka cewa tallace-tallace za su bayyana nan ba da jimawa ba a cikin aikace-aikacen wayar hannu na Gmail, na asali da na ɓangare na uku. A twitter, ana yin hakan ta hanyar buga tweets na talla kai tsaye a cikin abincinku, Ina tsammanin cewa a cikin yanayin Gmel zai zama imel ɗin talla ko kuma kawai maɓallin imel na talla.

A da kaina, wannan yanayin ci gaban ya ɗan ba ni baƙin ciki, ba na son tallace-tallace a cikin aikace-aikacen kuma a shirye nake in biya kuɗin shiga na Gmail. Koyaya, Google ya bayyana yana samun ƙarin kuɗi daga samun tallace-tallace a cikin asusuna fiye da biyan kuɗin shiga. Duk wannan, ga alama ni, sakamakon gaskiyar cewa masu amfani ba su da niyyar biyan wasu ayyuka, don haka ya dace kamfanoni su yi amfani da samfuran freemium duka a cikin wasanni da kuma lokacin siyar da sabis.

Kammalawa

A kan Twitter, masu biyan kuɗi da yawa sun lura cewa na rubuta game da tallace-tallace daban-daban da kari da yawa sau da yawa, amma ban faɗi game da halayensu ga wannan yanayin ba, don haka ina tambayar ku, masu karatu, yaya kuke sha'awar irin waɗannan bayanan? Hakanan, zaku iya raba ra'ayoyinku akan ko zaku yi amfani da Gmel idan samfurin tallan da na kwatanta ya bayyana akan sigar wayar hannu.

Yanayin wayar hannu #45. Talla da kari

Sannu, masu karatu. A yau, rabin labarin za a keɓe don haɓakawa da kari, Ina fatan ba ku kula da wannan yanayin ba. Kuma ko da yake muna da wani sashe na daban game da talla daga kamfanoni, zan yi magana game da wasu tayin musamman a cikin tsarin Muhalli na Wayar hannu. To, bari mu fara.

Tinkoff da haɗin gwiwar AliExpress

Na tuna cewa watanni shida da suka gabata, lokacin da Tinkoff Bank ya sanar da katin haɗin gwiwa tare da eBay, da yawa sun yi korafin cewa zai fi kyau a zaɓi AliExpress don haɗin gwiwa. Maganar gaskiya ni dai ra'ayi daya ne. Don haka, kawai a makon da ya gabata, irin wannan shawara ta bayyana, bari mu yi magana game da shi dalla-dalla. Bari mu fara da sharuɗɗan:

  • Nau'in Katin: Kiredit, MasterCard Duniya
  • Don siyan ciniki: 23.9-39.9% kowace shekara
  • Don ayyukan cire kuɗi: 29.9-39.9% kowace shekara
  • Mafi ƙarancin biyan kuɗi: 6% na bashin, mafi ƙarancin 600 rubles
  • Ƙara haɓaka: 5% don sayayya akan AliExpress, 1% don sauran siyayya
  • Farashin kulawa na shekara: 990 rubles
  • Bankin SMS: 59 rubles a wata
  • Lokacin alheri: har zuwa kwanaki 55

Bisa ka'ida, a ƙarƙashin yawancin sharuɗɗa, muna da katin kiredit na yau da kullun, ban da kari na 5% don sayayya akan AliExpress. Af, game da kari: adadin mafi ƙarancin kashewa akan su yana farawa daga maki 500. Ga duk abin da ya kasance mai rahusa, za a rubuta kari guda 500 daga gare ku. Tsarin biyan diyya abu ne mai sauƙi: ka tara kari 1,000, ka sake siyan rubles 1,000, kuma ka biya wa kanka wannan siyan a bankin Intanet.

Mu ci gaba zuwa bangaren da na fi so - lissafin kashe kashen kati domin ya fara kawo fa'ida. Muna ɗaukar adadin sabis na shekara-shekara (990 rubles) da kuma SMS-bankin (708 rubles) na shekara, ɗaukar shi azaman 5%, kuma mun sami hakan don dawo da GO da sanar da SMS, kuna buƙatar yin sayayya. AliExpress a cikin adadin 33,960 rubles. Idan muka cire bankin SMS na zaɓi, muna samun 19,800 rubles. Bari in tunatar da ku cewa wannan shine adadin kuɗin da katin zai biya.

Saboda haka, Tinkoff AliExpress zai zama abin sha'awa ga mutanen da suke kashe 5,000-10,000 rubles a wata akan Ali.

<> Af, sun ce za a yi katin zaɓe. A cewar jita-jita, za ta kasance da sharuɗɗan kamar haka:

  • Nau'in katin: Zare kudi, MasterCard Duniya/VISA
  • Ƙarin kari: 2% don sayayya akan AliExpress, 1% don sauran siyayya, 12% kari na shekara akan ma'auni na katin.
  • Farashin sabis na shekara: 99 rubles kowane wata, kyauta idan akwai rubles 30,000 akan asusun katin a cikin wata
  • Bankin SMS: 39 rubles a wata
  • Cire tsabar kudi: kyauta a kowane ATM daga 3,000 rubles

Ni da kaina, ba na kashe wa Ali ba fiye da rubles dubu a wata, wani lokacin ma ma kaɗan, a gare ni wannan kati ba shi da riba sosai, na ƙirƙira da cira.

MTS Bank da sabon katin ajiya

Tun da muna magana ne game da katunan, bari mu gaya muku game da wani tayin mai ban sha'awa, wannan lokacin daga Bankin MTS. Maganar gaskiya ita ce, kwanan nan a cikin salon gyara gashi na MTS sun daina ba da katin kuɗi na MTS, maimakon su ba da Deposit Money na MTS. Babban fasalin wannan katin shine tara 13% a kowace shekara akan ma'auni na 10,000 rubles da wani 1% a kowace shekara akan asusun wayar hannu. Idan akai la'akari da cewa mafi yawan bankunan sun rage adadin zuwa 12%, tayin ya zama mai kyau sosai, duk da haka, don karɓar akalla 100 rubles akan wayar, kuna buƙatar ajiye akalla 120,000 rubles akan katin (ko na musamman). asusun ajiyar kuɗi) (a wannan yanayin, akan asusun waya kowane wata zai zo akan 100 rubles).

Kula da katin na shekara shine 300 rubles a kowace shekara. Kamar yadda na fada a sama, a ganina, tayin yayi kama da gasa sosai.

Biyan kuɗi don MGTS MTS tare da kari Jiya kawai na karɓi tsantsa don ƙarin lambar da MTS ta bayar, kuma na yanke shawarar ganin abin da zaku iya siyan maki a can. Halin yana da bakin ciki, fiye ko žasa da samfurin - takardun shaida tare da rangwame na 1,000 rubles a Sportmaster, duk da haka, don siyan su, kuna buƙatar maki 20,000, wanda yake da yawa sosai.

Don haka, yayin da nake tafiya ta cikin kundin lada, na ci karo da wani nau'i na daban "MGTS". Gaskiya na danna can don son sani. Kuma menene na gani: zaku iya biyan sabis na MGTS tare da maki a ƙimar 1: 2 (ruble ɗaya zuwa asusun MGTS na MTS Bonuses biyu). Wannan tayin mai kyau ne. Alal misali, na kashe 400 rubles a wata don lamba, Ina samun maki 200 kowane wata, wanda yayi daidai da rangwame na 100 rubles don biyan wayar tarho. Har tsawon shekara guda, zaku iya sake cika asusun MGTS ta wannan hanyar akan adadin da bai wuce 4,000 rubles ba.

A ganina, wannan tayin babbar dama ce ta fitar da mafi yawa MTS Bonuses marasa amfani, har ma a farashi mai ban sha'awa. Af, kafin irin wannan canja wurin maki, kuna buƙatar haɗi zuwa shirin bonus na MGTS. Tare da taimakonsa, maki kuma za su zo don biyan kuɗin wayar hannu (misali: na rubles 500 za a ba ku da 100 MTS Bonuses).

Haɓaka AdSense a cikin Gmel

A kwanakin baya ina tattaunawa da wani abokina game da Google, bayanin cewa kamfani yana samun babban kuɗin shiga daga tallace-tallace, kuma an ci gaba da tattaunawa akan wannan batu. Mun tattauna hanyoyin samun kuɗin Gmel da Google zai iya gabatarwa. A zahiri, yanzu kun riga kun ga matakan "talla" na farko a cikin sigar yanar gizon Gmel, amma idan kun kalli kwarewar twitter , zamu iya ɗauka cewa tallace-tallace za su bayyana nan ba da jimawa ba a cikin aikace-aikacen wayar hannu na Gmail, na asali da na ɓangare na uku. A twitter, ana yin hakan ta hanyar buga tweets na talla kai tsaye a cikin abincinku, Ina tsammanin cewa a cikin yanayin Gmel zai zama imel ɗin talla ko kuma kawai maɓallin imel na talla.

A da kaina, wannan yanayin ci gaban ya ɗan ba ni baƙin ciki, ba na son tallace-tallace a cikin aikace-aikacen kuma a shirye nake in biya kuɗin kuɗin shiga na Gmail. Koyaya, Google ya bayyana yana samun ƙarin kuɗi daga samun tallace-tallace a cikin asusuna fiye da biyan kuɗin shiga. Duk wannan, da alama a gare ni, sakamakon gaskiyar cewa masu amfani ba su da niyyar biyan wasu ayyuka, don haka ya dace kamfanoni su yi amfani da samfuran freemium duka a cikin wasanni da kuma lokacin siyar da sabis.

Kammalawa

A kan Twitter, masu biyan kuɗi da yawa sun lura cewa na rubuta game da tallace-tallace daban-daban da kari da yawa sau da yawa, amma ban faɗi game da halayensu ga wannan yanayin ba, don haka ina tambayar ku, masu karatu, yaya kuke sha'awar irin waɗannan bayanan? Hakanan, zaku iya raba ra'ayoyinku akan ko zaku yi amfani da Gmel idan samfurin tallan da na kwatanta ya bayyana akan sigar wayar hannu.

Yanayin wayar hannu #45. Talla da kari

Sannu, masu karatu. A yau, rabin labarin za a keɓe don haɓakawa da kari, Ina fatan ba ku kula da wannan yanayin ba. Kuma ko da yake muna da wani sashe na daban game da talla daga kamfanoni, zan yi magana game da wasu tayin musamman a cikin tsarin Muhalli na Wayar hannu. To, bari mu fara.

Tinkoff da haɗin gwiwar AliExpress

Na tuna cewa watanni shida da suka gabata, lokacin da Tinkoff Bank ya sanar da katin haɗin gwiwa tare da eBay, da yawa sun yi korafin cewa zai fi kyau a zaɓi AliExpress don haɗin gwiwa. Maganar gaskiya ni dai ra'ayi daya ne. Don haka, kawai a makon da ya gabata, irin wannan shawara ta bayyana, bari mu yi magana game da shi dalla-dalla. Bari mu fara da sharuɗɗan:

  • Nau'in Katin: Kiredit, MasterCard Duniya
  • Don siyan ciniki: 23.9-39.9% kowace shekara
  • Don ayyukan cire kuɗi: 29.9-39.9% kowace shekara
  • Mafi ƙarancin biyan kuɗi: 6% na bashin, mafi ƙarancin 600 rubles
  • Ƙara haɓaka: 5% don sayayya akan AliExpress, 1% don sauran siyayya
  • Farashin kulawa na shekara: 990 rubles
  • Bankin SMS: 59 rubles a wata
  • Lokacin alheri: har zuwa kwanaki 55

Bisa ka'ida, a ƙarƙashin yawancin sharuɗɗa, muna da katin kiredit na yau da kullun, ban da kari na 5% don sayayya akan AliExpress. Af, game da kari: adadin mafi ƙarancin kashewa akan su yana farawa daga maki 500. Ga duk abin da ya kasance mai rahusa, za a rubuta kari guda 500 daga gare ku. Tsarin biyan diyya abu ne mai sauƙi: ka tara kari 1,000, ka sake siyan rubles 1,000, kuma ka biya wa kanka wannan siyan a bankin Intanet.

Mu ci gaba zuwa bangaren da na fi so - lissafin kashe kashen kati domin ya fara kawo fa'ida. Muna ɗaukar adadin sabis na shekara-shekara (990 rubles) da kuma SMS-bankin (708 rubles) na shekara, ɗaukar shi azaman 5%, kuma mun sami hakan don dawo da GO da sanar da SMS, kuna buƙatar yin sayayya. AliExpress a cikin adadin 33,960 rubles. Idan muka cire bankin SMS na zaɓi, muna samun 19,800 rubles. Bari in tunatar da ku cewa wannan shine adadin kuɗin da katin zai biya.

Saboda haka, Tinkoff AliExpress zai zama abin sha'awa ga mutanen da suke kashe 5,000-10,000 rubles a wata akan Ali.

<> Af, sun ce za a yi katin zaɓe. A cewar jita-jita, za ta kasance da sharuɗɗan kamar haka:

  • Nau'in katin: Zare kudi, MasterCard Duniya/VISA
  • Ƙarin kari: 2% don sayayya akan AliExpress, 1% don sauran siyayya, 12% kari na shekara akan ma'auni na katin.
  • Farashin sabis na shekara: 99 rubles kowane wata, kyauta idan akwai rubles 30,000 akan asusun katin a cikin wata
  • Bankin SMS: 39 rubles a wata
  • Cire tsabar kudi: kyauta a kowane ATM daga 3,000 rubles

Ni da kaina, ba na kashe wa Ali ba fiye da rubles dubu a wata, wani lokacin ma ma kaɗan, a gare ni wannan kati ba shi da riba sosai, na ƙirƙira da cira.

MTS Bank da sabon katin ajiya

Tun da muna magana ne game da katunan, bari mu gaya muku game da wani tayin mai ban sha'awa, wannan lokacin daga Bankin MTS. Maganar gaskiya ita ce, kwanan nan a cikin salon gyara gashi na MTS sun daina ba da katin kuɗi na MTS, maimakon su ba da Deposit Money na MTS. Babban fasalin wannan katin shine tara 13% a kowace shekara akan ma'auni na 10,000 rubles da wani 1% a kowace shekara akan asusun wayar hannu. Idan akai la'akari da cewa mafi yawan bankunan sun rage adadin zuwa 12%, tayin ya zama mai kyau sosai, duk da haka, don karɓar akalla 100 rubles akan wayar, kuna buƙatar ajiye akalla 120,000 rubles akan katin (ko na musamman). asusun ajiyar kuɗi) (a wannan yanayin, akan asusun waya kowane wata zai zo akan 100 rubles).

Kula da katin na shekara shine 300 rubles a kowace shekara. Kamar yadda na fada a sama, a ganina, tayin yayi kama da gasa sosai.

Biyan kuɗi don MGTS MTS tare da kari Jiya kawai na karɓi tsantsa don ƙarin lambar da MTS ta bayar, kuma na yanke shawarar ganin abin da zaku iya siyan maki a can. Halin yana da bakin ciki, fiye ko žasa da samfurin - takardun shaida tare da rangwame na 1,000 rubles a Sportmaster, duk da haka, don siyan su, kuna buƙatar maki 20,000, wanda yake da yawa sosai.

Don haka, yayin bincike ta cikin kundin lada, na ci karo da wani nau'i daban, MGTS. Gaskiya na danna can don son sani. Kuma menene na gani: zaku iya biyan sabis na MGTS tare da maki a ƙimar 1: 2 (ruble ɗaya zuwa asusun MGTS na MTS Bonuses biyu). Wannan tayin mai kyau ne. Alal misali, na kashe 400 rubles a wata don lamba, Ina samun maki 200 kowane wata, wanda yayi daidai da rangwame na 100 rubles don biyan wayar tarho. Har tsawon shekara guda, zaku iya sake cika asusun MGTS ta wannan hanyar akan adadin da bai wuce 4,000 rubles ba.

A ganina, wannan tayin babbar dama ce ta fitar da mafi yawa MTS Bonuses marasa amfani, har ma a farashi mai ban sha'awa. Af, kafin irin wannan canja wurin maki, kuna buƙatar haɗi zuwa shirin bonus na MGTS. Tare da taimakonsa, maki kuma za su zo don biyan kuɗin wayar hannu (misali: na rubles 500 za a ba ku da 100 MTS Bonuses).

Haɓaka AdSense a cikin Gmel

A kwanakin baya ina tattaunawa da wani abokina game da Google, bayanin cewa kamfani yana samun babban kuɗin shiga daga tallace-tallace, kuma an ci gaba da tattaunawa akan wannan batu. Mun tattauna hanyoyin samun kuɗin Gmel da Google zai iya gabatarwa. A zahiri, yanzu kun riga kun ga matakan "talla" na farko a cikin sigar yanar gizon Gmel, amma idan kun kalli kwarewar twitter , zamu iya ɗauka cewa tallace-tallace za su bayyana nan ba da jimawa ba a cikin aikace-aikacen wayar hannu na Gmail, na asali da na ɓangare na uku. A twitter, ana yin hakan ta hanyar buga tweets na talla kai tsaye a cikin abincinku, Ina tsammanin cewa a cikin yanayin Gmel zai zama imel ɗin talla ko kuma kawai maɓallin imel na talla.

A da kaina, wannan yanayin ci gaban ya ɗan ba ni baƙin ciki, ba na son tallace-tallace a cikin aikace-aikacen kuma a shirye nake in biya kuɗin kuɗin shiga na Gmail. Koyaya, Google ya bayyana yana samun ƙarin kuɗi daga samun tallace-tallace a cikin asusuna fiye da biyan kuɗin shiga. Duk wannan, da alama a gare ni, sakamakon gaskiyar cewa masu amfani ba su da niyyar biyan wasu ayyuka, don haka ya dace kamfanoni su yi amfani da samfuran freemium duka a cikin wasanni da kuma lokacin siyar da sabis.

Kammalawa

A kan Twitter, masu biyan kuɗi da yawa sun lura cewa na rubuta game da tallace-tallace daban-daban da kari da yawa sau da yawa, amma ban faɗi game da halayensu ga wannan yanayin ba, don haka ina tambayar ku, masu karatu, yaya kuke sha'awar irin waɗannan bayanan? Hakanan, zaku iya raba ra'ayoyinku akan ko zaku yi amfani da Gmel idan samfurin tallan da na kwatanta ya bayyana akan sigar wayar hannu.

Yanayin wayar hannu #45. Tallace-tallace da kari

Sannu, masu karatu. A yau, rabin labarin za a keɓe don haɓakawa da kari, Ina fatan ba ku kula da wannan yanayin ba. Kuma ko da yake muna da wani sashe na daban game da talla daga kamfanoni, zan yi magana game da wasu tayin musamman a cikin tsarin Muhalli na Wayar hannu. To, bari mu fara.

Tinkoff da haɗin gwiwar AliExpress

Na tuna cewa watanni shida da suka gabata, lokacin da Tinkoff Bank ya sanar da katin haɗin gwiwa tare da eBay, da yawa sun yi korafin cewa zai fi kyau a zaɓi AliExpress don haɗin gwiwa. Maganar gaskiya ni dai ra'ayi daya ne. Don haka, kawai a makon da ya gabata, irin wannan shawara ta bayyana, bari mu yi magana game da shi dalla-dalla. Bari mu fara da sharuɗɗan:

  • Nau'in Katin: Kiredit, MasterCard Duniya
  • Don siyan ciniki: 23.9-39.9% kowace shekara
  • Don ayyukan cire kuɗi: 29.9-39.9% kowace shekara
  • Mafi ƙarancin biyan kuɗi: 6% na bashin, mafi ƙarancin 600 rubles
  • Ƙara haɓaka: 5% don sayayya akan AliExpress, 1% don sauran siyayya
  • Farashin kulawa na shekara: 990 rubles
  • Bankin SMS: 59 rubles a wata
  • Lokacin alheri: har zuwa kwanaki 55

Bisa ka'ida, a ƙarƙashin yawancin sharuɗɗa, muna da katin kiredit na yau da kullun, ban da kari na 5% don sayayya akan AliExpress. Af, game da kari: adadin mafi ƙarancin kashewa akan su yana farawa daga maki 500. Ga duk abin da ya kasance mai rahusa, za a rubuta kari guda 500 daga gare ku. Tsarin biyan diyya abu ne mai sauƙi: ka tara kari 1,000, ka sake siyan rubles 1,000, kuma ka biya wa kanka wannan siyan a bankin Intanet.

Mu ci gaba zuwa sashin da na fi so - lissafin kashe kuɗin da aka kashe akan katin don ya fara kawo fa'ida. Muna ɗaukar adadin sabis na shekara-shekara (990 rubles) da kuma SMS-bankin (708 rubles) na shekara, ɗaukar shi azaman 5%, kuma mun sami hakan don dawo da GO da sanar da SMS, kuna buƙatar yin sayayya. AliExpress a cikin adadin 33,960 rubles. Idan muka cire bankin SMS na zaɓi, muna samun 19,800 rubles. Bari in tunatar da ku cewa wannan shine adadin kuɗin da katin zai biya.

Saboda haka, Tinkoff AliExpress zai zama abin sha'awa ga mutanen da suke kashe 5,000-10,000 rubles a wata akan Ali.

<> Af, sun ce za a yi katin zaɓe. A cewar jita-jita, za ta kasance da sharuɗɗan kamar haka:

  • Nau'in katin: Zare kudi, MasterCard Duniya/VISA
  • Ƙarin kari: 2% don sayayya akan AliExpress, 1% don sauran siyayya, 12% kari na shekara akan ma'auni na katin.
  • Farashin sabis na shekara: 99 rubles kowane wata, kyauta idan akwai rubles 30,000 akan asusun katin a cikin wata
  • Bankin SMS: 39 rubles a wata
  • Cire tsabar kudi: kyauta a kowane ATM daga 3,000 rubles

Ni da kaina, ba na kashe wa Ali ba fiye da rubles dubu a wata, wani lokacin ma ma kaɗan, a gare ni wannan kati ba shi da riba sosai, na ƙirƙira da cira.

MTS Bank da sabon katin ajiya

Tun da muna magana ne game da katunan, bari mu gaya muku game da wani tayin mai ban sha'awa, wannan lokacin daga Bankin MTS. Maganar gaskiya ita ce, kwanan nan a cikin salon gyara gashi na MTS sun daina ba da katin kuɗi na MTS, maimakon su ba da Deposit Money na MTS. Babban fasalin wannan katin shine tara 13% a kowace shekara akan ma'auni na 10,000 rubles da wani 1% a kowace shekara akan asusun wayar hannu. Idan akai la'akari da cewa mafi yawan bankunan sun rage adadin zuwa 12%, tayin ya zama mai kyau sosai, duk da haka, don karɓar akalla 100 rubles akan wayar, kuna buƙatar ajiye akalla 120,000 rubles akan katin (ko na musamman). asusun ajiyar kuɗi) (a wannan yanayin, akan asusun waya kowane wata zai zo akan 100 rubles).

Kula da katin na shekara shine 300 rubles a kowace shekara. Kamar yadda na fada a sama, a ganina, tayin yayi kama da gasa sosai.

Haɓaka AdSense a cikin Gmel

A kwanakin baya ina tattaunawa da wani abokina game da Google, bayanin cewa kamfani yana samun babban kuɗin shiga daga tallace-tallace, kuma an ci gaba da tattaunawa akan wannan batu. Mun tattauna hanyoyin samun kuɗin Gmel da Google zai iya gabatarwa. A zahiri, yanzu kun riga kun fara ganin matakan “talla” na farko a cikin sigar gidan yanar gizon Gmel, amma idan kuka lura da gogewar twitter, zaku iya ɗauka cewa kwanan nan talla zai bayyana a cikin aikace-aikacen wayar hannu na Gmail, na asali da na ɓangare na uku. . A twitter, ana yin hakan ta hanyar buga tweets na talla kai tsaye a cikin abincinku, Ina tsammanin cewa a cikin yanayin Gmel zai zama imel ɗin talla ko kuma kawai maɓallin imel na talla.

Kwanaki na yi magana da wani abokina game da Google, bayanin cewa kamfani yana karɓar babban kuɗin shiga daga talla, kuma an ci gaba da tattaunawa akan wannan batu. Mun tattauna hanyoyin samun kuɗin Gmel da Google zai iya gabatarwa. Ainihin yanzu Kuna iya ganin matakan “talla” na farko a cikin sigar gidan yanar gizon Gmel, amma idan ka duba gogewar twitter, za ka iya ɗauka cewa kwanan nan tallace-tallace za su bayyana a cikin aikace-aikacen wayar hannu na Gmail, na asali da na ɓangare na uku. A kan twitter, ana yin wannan ta hanyar buga tweets na talla daidai a cikin abincinku, Ina tsammanin cewa a cikin yanayin Gmel zai zama imel ɗin talla ko kuma kawai jagoran imel ɗin talla.

A da kaina, wannan yanayin ci gaban ya ɗan ba ni baƙin ciki, ba na son tallace-tallace a cikin aikace-aikacen kuma a shirye nake in biya kuɗin shiga na Gmail. Koyaya, Google ya bayyana yana samun ƙarin kuɗi daga samun tallace-tallace a cikin asusuna fiye da biyan kuɗin shiga. Duk wannan, ga alama ni, sakamakon gaskiyar cewa masu amfani ba su da niyyar biyan wasu ayyuka, don haka ya dace kamfanoni su yi amfani da samfuran freemium duka a cikin wasanni da kuma lokacin siyar da sabis.

Kammalawa

A kan Twitter, masu biyan kuɗi da yawa sun lura cewa na rubuta game da tallace-tallace daban-daban da kari da yawa sau da yawa, amma ban faɗi game da halayensu ga wannan yanayin ba, don haka ina tambayar ku, masu karatu, yaya kuke sha'awar irin waɗannan bayanan? Hakanan, zaku iya raba ra'ayoyinku akan ko zaku yi amfani da Gmel idan samfurin tallan da na kwatanta ya bayyana akan sigar wayar hannu.